Table of Contents
Our personal financial situations
What causes excessive behaviors?
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Need for research
Previous studies
Objectives.. to understand..
Samples and Data collection
Limitations of the study
Average student - random sample (N=665)
Average student...random sample
Two Aspects of Money Behavior
Two Aspects of Money Behavior
Money personalities
According to students themselves..
Spending behavior of college students
Compulsive buying behavior
Gambling behavior
Sources of influence on consumer behavior
Your financial behavior
Who influence their money beliefs & behaviors
The Influence of Family on Money behavior
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Borrowing behavior of college students
Feelings about finances..
Students’ beliefs about their debts...
Factors related to total debt
Graduating seniors - exit interviews (N= 442)
What are students saying...
Types and amounts of student loans
Student Loans by college
Reasons to borrow....
Ability to attend college among those with..
Feelings about student loans
Concerns about repayment
Students need information/education
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Students debt ...according to students..
Customers’ ability to function
Who is responsible to educate consumers..young and
adult
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